Insurance & Protection

Insurance & Protection

Life Assurance / Insurance works hand in hand alongside your mortgage. Here at Foundations Mortgages™ we ensure all your needs and circumstances are outlined to you and our experienced advisors will explain the benefit of each policy recommended.

If you would like a free quotation please fill in our enquiry form and we will contact you with a competitive price for your requested cover.

Level Term Life Assurance: This type of policy provides you with a fixed sum payable during the policy term.

Mortgage Protection Life Insurance: This type of policy provides a lump sum payment which decreases during the term of your policy.

Critical Illness Cover: This policy pays a lump sum payment on diagnosis of a critical or terminal illness during the term of your policy.

Income Potection / Accident, Sickness And Unemployment Cover: This policy covers you if you are out of work due to sickness, having an accident or being made unemployed. It provides you with a basic income or a monthly benefit to cover payments.


Our fees are usually up to 2% of the mortgage amount.

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.