Mortgages Explained
There are thousands of different mortgages available. Lenders offer mortgages for different people and try and cater for different people's needs and wants.
When choosing your mortgage you should give careful considerations to the following points:
- What type of interest rate product do you want? e.g. fixed, discount, tracker, capped
- Do you want a Repayment or Interest-Only mortgage?
- If you opt for an Interest-Only mortgage - How will you repay the money? What type of investment vehicle will you choose?
- Do you have any special requirements?
- How long you would like to borrow the money over?
Use this section to familiarise yourself with the different products, types of mortgage available. Then call one of our advisors to discuss your individual needs and circumstances to see what mortgage ill be suited for you.
Our fees are usually up to 2% of the mortgage amount.
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.