Credit Problems
Having credit problems does not mean you can't get a mortgage, it doesn't mean there is no solution to getting on the property ladder or refinancing to clear other debts you may have.
During your search you may have been given different advice on your situation but it is imperative you discuss this with a specialist advisor who can not only outline the problem but provide you with a solution.
Our specialist advisors are sympathetic to your circumstances and assess each case on its own merits. Once we understand your problem we will endeavour to provide you with a solution. If however we can not we will refer your case to the Consumer Credit Counselling Service (CCCS) who will be able to help you in more detail.
Call us on 0800 169 6570 to discuss your options.
By discussing your mortgage requirements with Foundations Mortgages™ you will have the benefit of our exclusive rates and offers with lenders who can help you if you have or have had credit problems. We understand that arrangement fees can also be quite expensive with adverse credit mortgages so we have deals with lenders that allow you to add these fees to the mortgage - allowing you to have a very low cost start to your mortgage. We also have strong relationships with lenders and can often get you a mortgage that other brokers would find very difficult. See our scenarios and solutions section.
Our specialist advisors will work with you to understand your history and evaluate your circumstances. We will discuss your options with you, negotiate competitive rates with lenders and help you through the whole process ensuring you are made aware and explained all details throughout the process.
For your initial consultation with an advisor call us on 0800 169 6570 or fill in our online enquiry form to be contacted.
Our fees are usually up to 2% of the mortgage amount.
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.